Stamp duty calculator (England SDLT)
Last checked UK · illustrative onlyNot a lender or brokerAboutDisclaimer
RLPublished by Rodway Labs — not a mortgage adviser
Residential Stamp Duty Land Tax for England and Northern Ireland. Rates encoded as of 1 April 2025 (researched 13 September 2026). Wales (LTT) and Scotland (LBTT) are out of scope.
Methodology & assumptions · Last checked
Your inputs
Starter figures are UK examples you can edit — replace them with your balance, rate, term and fees. Results update as you type.
Results
SDLT due
£7,500.00
Effective rate
2.14%
Band breakdown
£0–£125,000 @ 0%
£0
£125,000–£250,000 @ 2%
£2,500
£250,000–£350,000 @ 5%
£5,000
- England & NI residential SDLT rates as of 1 April 2025 (researched 13 September 2026).
- Wales (LTT) and Scotland (LBTT) are not calculated here.
Illustrative only — not personalised financial advice and not an FCA-regulated mortgage recommendation. Check your offer, Key Facts Illustration, and lender terms. Rates, fees and tax rules change. Focus is England & Northern Ireland where tax/SDLT rules apply; Scotland and Wales have different property tax regimes. Full calculator disclaimer.
What to do next
Methodology, equations & assumptions
Last checked . Figures are illustrative; tax and product rules can change. England & NI focus for SDLT-related tools — Scotland (LBTT) and Wales (LTT) differ.
Progressive band calculation: tax is summed on each slice of the price at that slice’s rate. First-time buyer relief (where eligible and price ≤ £500,000): 0% to £300,000 then 5% to £500,000. Additional dwellings use higher rates (+5pp).
- England & NI only; ignores rare reliefs and non-UK resident surcharge.
- Assumption date: 1 April 2025. Research date: 13 September 2026.
- Confirm with gov.uk or your conveyancer before relying on figures.
Notes & FAQs
- Where do these bands come from?
- GOV.UK residential SDLT rates (https://www.gov.uk/stamp-duty-land-tax/residential-property-rates). Always confirm before exchanging — tax rules change.
- What about Wales or Scotland?
- Land Transaction Tax (Wales) and Land and Buildings Transaction Tax (Scotland) use different bands. This calculator does not cover them.