Remortgage LabUK decision tools

Mortgage illustration

Last checked UK · illustrative onlyNot a lender or brokerAboutDisclaimer

RLPublished by Rodway Labs — not a mortgage adviser

Published

The document — ESIS or Key Facts Illustration — that sets out the rate, payments, fees, ERC and term for a specific deal.

Use the illustration, not an advert, when you fill our calculators. The fields to copy are the interest rate, product fee, valuation and legal costs, ERC, term and repayment type.

An illustration is not an offer until the lender confirms it. Rates on it can be withdrawn.

Definitions are plain English for this site, not the wording in your offer. Last checked 29 September 2026.

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Calculators and articles on Remortgage Lab are illustrative and not personalised financial advice. Always check current lender terms and, where appropriate, speak to an FCA-authorised adviser. England & Northern Ireland focus where tax rules are cited; Scotland and Wales differ.