Loan to value (LTV)
Updated UK · illustrative onlyNot a lender or brokerAboutDisclaimer
RLPublished by Rodway Labs — not a mortgage adviser
Published
Loan to value is your mortgage balance divided by the property’s value, shown as a percentage. Lenders group products into LTV bands (such as up to 60%, 75% or 90%). Lower LTV generally means more product choice and keener pricing.
Work out your position with the LTV & equity calculator.
Related
Calculators and articles on Remortgage Lab are illustrative and not personalised financial advice. Always check current lender terms and, where appropriate, speak to an FCA-authorised adviser. England & Northern Ireland focus where tax rules are cited; Scotland and Wales differ.