Further advance
Last checked UK · illustrative onlyNot a lender or brokerAboutDisclaimer
RLPublished by Rodway Labs — not a mortgage adviser
Published
Extra borrowing from your current lender, secured on the same property, alongside the existing mortgage.
A further advance raises the balance and can raise LTV. It is not a remortgage and not a product transfer, though a lender may offer them together.
Our LTV tool can show the new ratio if you add the extra to the balance. It does not price the advance.
Definitions are plain English for this site, not the wording in your offer. Last checked 29 September 2026.
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Calculators and articles on Remortgage Lab are illustrative and not personalised financial advice. Always check current lender terms and, where appropriate, speak to an FCA-authorised adviser. England & Northern Ireland focus where tax rules are cited; Scotland and Wales differ.