Product transfer
Updated UK · illustrative onlyNot a lender or brokerAboutDisclaimer
RLPublished by Rodway Labs — not a mortgage adviser
Published
A product transfer is when you move to a new mortgage deal with your existing lender without switching to a different lender. It is often simpler than a full remortgage (lighter underwriting, fewer fees) but the rate may not be the cheapest available on the open market.
Compare paths with our remortgage vs product transfer calculator.
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Calculators and articles on Remortgage Lab are illustrative and not personalised financial advice. Always check current lender terms and, where appropriate, speak to an FCA-authorised adviser. England & Northern Ireland focus where tax rules are cited; Scotland and Wales differ.